I don't think paperwork is going to be a feature in the game.

Care to share some more details? Is it hardcore RP? What kind of special events? What does serious real life RP mean? etc.

A while ago a made a post detailing some general rules for how I plan to run Dollabank. The purpose of this post is to go into greater detail and revise the list of services DollaBank LLC. will provide. Business Model The business model of DollaBank LLC. is simply to provide a method for currency to circulate in the economy, while also simultaneously making a profit. We will do this in almost the exact same way all other banks do. We will have clients who choose to open an account. These accounts will earn interest passively. In exchange, we will loan out the money in these accounts to people wanting to buy houses, cars, and of course, start businesses. To ensure that you will always be able to withdraw your money, whenever you please, we take the precaution to ensure that 10% of our net account transactions are in storage at all times. Now enough of how this business works, Onto how you can essentially make money for free! Account Storage Savings accounts 2% Weekly interest rate (that is, you gain 2% of the money stored in this account Per Week!) $1000 minimum balance ($20 fee per day you are below this number) $100 Account cancellation fee (this only happens if you withdraw your entire savings) Limit to 4 transactions every 24 hours ($5 per extra transaction) While this may seem like a lot of fees, they are actually there to protect your money. We have these rules because DollaBank, above all else, will be responsible with your savings. If you have a problem with these rules, you can always open a Checking accounts 0.2% Weekly interest rate $0 Minimum balance $0 Account Cancellation fee No Limit on transactions As one can see, checking accounts are for storing money you want to spend, while savings accounts are for money you want to save. Loans At DollaBank LLC. We believe in the rights of individuality. As such, we do not offer blanket interest rates. We will use a simplified credit score formula (found below) assigned to our clients in order to assess the risk associated with them, and assign risk based off of this. Of course, we reserve the right to deny someone a loan, if we find this risk to be too much. % of Money paid back on time * net worth - amount of money owed * number of weeks payments were made late. For example: I payed back 80% of all the money I borrowed on time, my net worth is 250k I owe 30k to the bank and I have previously paid back 2 loans 1 week late each. So plugging these numbers in 0.8 * 250,000 - 30,000 * 2 = 140k My credit score in this case is 140k. Factoring in income, let's assume my job pays me 30k a week, Dollabank would feel safe offering me a loan of $200,000 to be payed back in 18 months at 7% interest compounding daily. Of course this money would be paid back over time, not all at once. Another thing to keep in mind when applying for a loan is that loan officers are highly trained in risk assessment and are free to form their own subjective opinion on the risk, and these numbers are just meant to guide them. Also because people keep asking, banks cannot be robbed in Identity. If you have any question feel free to ask below.

Welcome to the Astral Plane. An exclusive club where only those who wield the greatest influence over society are allowed entry. Join other, high class citizens as we enjoy pleasures unimaginable to most common-folk. Beautiful music that would draw enough tears from the masses to form oceans. The most eloquent cuisine which makes common meals taste like grass by comparison. The finest wine and most beautiful women (and men, for those who partake). No pleasure is forbidden. Enjoy the life of the elite overlooking the commoners below on the highest floor of the tallest building in the city. Welcome to the most exclusive club in the world. Welcome to The Astral Plane. Just an RP thread I wanted to put together to contrast the other RP threads, which focus more on the "low-life" so to speak. If you want to RP as someone rich and powerful, this is the place to do it. A few rules as well as the setup for how I am going to run this: 1. Anything out of character or not spoken by your character should be in Italics green, all in character RP should be written in first person. 2. I will be acting as the "mysterious host" of the Astral Plane. This will allow me to guide the RP in a fun and interesting direction. I will also act as a Game Master with again, non-rp text written in Italics. 3. When you first enter there are 6 tables you may choose to sit at. You may only interact with the people sitting at your table and are encouraged to do so (unless otherwise specified, just ask in Italics). 4. Your first post should contain basic character information eg. What your character looks like, what you are wearing, and what allowed you entrance into the Astral Plane. It also should contain which table you are going to sit at. The Host will also greet all new guests as they enter. 5. Please wait 3 days for a reply at your given table. After three days, response will be assumed by GM. You don't have to read the entire thread to hop in. Anyone can join. Those are pretty much the rules. Most importantly, be creative with your RP and have fun!

The Host grins. That will suffice. I appreciate your ability to understand without... further explanation. Now then, a very brief history of The Astral Plane: Established in 1739, The Astral Plane began as your typical club for extraordinary gentlemen. A place for the social elite to gather, drink and network. This however changed when it was purchased by The Austrian noble, Heins Von Astralis. Under his ownership the club quickly distinguished itself becoming far from typical, attracting not only the extraordinary, but the bizarre and peculiar as well. It's peculiar operating protocol may have come as a result of said patrons, or perhaps the most extreme of the patrons were attracted by said peculiar operation. Whatever the case, The Astral Plane continues to operate along the same three basic principles it did when Von Astralis purchased it, leading to it's great success and influence. The host smiles and tilts his head to the side. Did you find the history lesson satisfactory?

The Host briefly frowns. It appears you believe me to be joking. I assure I am entirely serious. The Astral Plane is very, very old. We tend to do things in ways that some would call... old fashion.

The host breaks eye contact and appears to be deep in thought. After several seconds The Host chuckles to himself. So you wish to know more about The Astral Plane... Well, I'm afraid there simply isn't very much I could tell you. As is stands you are merely a guest of The Astral Plane, and not a full member. As such the further knowledge about the club are strictly off limits. Yes, I'm afraid the knowledge you wish to acquire has a cost. However before you get out your checkbook, the cost is not monetary. No, our primary currency in The Astral Plane is not money, but secrets. If you wish to acquire more information from me regarding The Astral Plane, you will have to pay for it, in secrets.

What's visible of The Host's face lights up in excitement at the sound of Alistair Sarnyai's name. Alistair! Yes of course! We are very old friends. It's a shame, we've both been so busy lately that we never can find the time to catch up. I remember being quite surprised when I saw she was the one that signed your recommendation letter... yes, it must have been the first time I had heard from her in years. She used to frequent the club but alas, she just can't find the time for it anymore. You must tell me, how did you meet Alistair?

The Host moves to the first table to greet Marie Danbrooke. The Host is a shorter man with no distinguishable physique. He wears a blanche tuxedo with a rose pinned to the left side of his Jacket. He has jet black hair combed back and gelled down. His face is mostly obscured by a heavily garnished 18th century British masquerade. He moves swiftly to the table to pull out a chair for the first guest of the day, his footsteps make no audible sound as he walks. Ah, Ms.(?) DanBrooke. Welcome to the Astral Plane. I must say your reputation is only surpassed by your beauty. Never before would I have thought it possible a women could have such an aura of beauty surrounding them. My assumptions on the limits aesthetics were clearly mistaken. On behalf of myself and all of the staff, we are all stunned by your presence. Your invitation was a brilliant idea by... ah who was it again? If you'll forgive me, my memory comes and goes as it were. Could you remind me who exactly it was that recommenced you? I must be sure to congratulate him later...

I am curious, what is your institutions view on buying and the sale of debt?

Cash transfers incur no banking fees. Security teams will be hired to ensure cash transfers have minimal risk.

Again, all risk will be factored in and, we won't give out loans that have the potential to bankrupt us. DollaBank will NEVER put all of it's eggs into one basket.

If the beta looks like shit then it makes sense. If it's a buggy mess you may want to keep it under wraps.

Everyone is basically freelancing. I don't think anyone wants to actually work a job unless it's a cop or maybe ems.

Change the color of the text. I can't read it.

The devs haven't said anything about getting sick? Can you link the tweet?

How will health care matter? Like seriously. No one gets sick in video games.

Just because it has gone up, doesn't mean it still will. There is nothing based in reality that it is tied to to give it value. Was crypto a good good investment? Yes, If I had a time machine I would definitely invest in it, but there is still nothing in reality it is tied to. It is very high risk. The price could crash at any time for literally no reason. While price crashes happen with stocks, there is usually a reason for it. Of course neither are a guarantee, but stocks are a much safer bet than crypto currencies, especially with bitcoin being the highest it's ever been.

Crypto currencies are extremely variable and show no signs of steady growth. The price of bit coin crashes as much as it goes up. With stocvks, at least they are tied to a company that will in theory, increase in value over time. Crytpo currencies aren't investments. It's gambling.

As a strong believer in classic liberalism, glad someone finally had the balls to do this. You might even make more money than me. Best of luck and keep it clean.

It's not a good idea to campaign on the platform: "lemme hear your ideas and I'll do that." If you don't have a specific political vision in mind, why are you running?

So your gonna pay money to make a bunch of accounts just to vote? $30 per vote is a lot. Not to mention you could ban those alt accounts.

On official servers, it's going to be decided by popular vote. However, on private servers, you can have a lengthy "immigration" process and whitelist people. I'm sure there will be some option to restrict voting on private servers only to people who are vetted.

SOONtm FTFY

The fine print on crowd funding projects basically says "this may never exist" so imo never make big investments into them unless your ok with the money disappearing. While I don't think Identity is a scam, I do think it's going to be a long, long while. I've been here since the beginning and if there's one thing I learned, never believe any dates that the devs say.