I honestly dont like the idea of everyone running their own servers (kind of ironic that i run my own servers :p)
This type of game needs a large open world to work, i can see the sides will always skew towards crime based players .. you get to a point where its KoS and everything runs wild.
Although i havent seen the in-game mechanics ...
When people create their character, do they create their traits ... e.g a medic cannot use a gun ...
i would prefer this to be MMO, you can probably support extra devs using in-game purchasing (not pay to win), subscriptions (pay for a better house... dont pay you get evicted).
I see huge potential in this game but if you mix Offical with Community servers, there will be too many servers out there to really make use of the game.
and dont get me started on hackers ... hope you have a plan for that as thats a real game killer.